Stop Overpaying to Accept Payments
Processing fees are one of the most overlooked costs in business. I analyze your current rates, identify where you're losing money, and connect you with the right merchant account for your business type and volume.
The Hidden Cost of the Wrong Processor
Most business owners don't realize how much they're overpaying in processing fees until someone shows them the numbers. Between interchange fees, assessment fees, monthly minimums, and hidden charges, the wrong merchant account can cost thousands of dollars a year. I help you understand exactly what you're paying — and find a better way.
Merchant Account Setup
I help you establish the right merchant account for your business — whether you're just starting out or switching from an existing processor. I handle the application process, underwriting guidance, and setup so you can start accepting payments quickly.
Rate Analysis & Optimization
Send me your last three months of processing statements and I'll do a full analysis — identifying every fee, comparing it to industry benchmarks, and showing you exactly where you can save. Most businesses I work with reduce their effective rate significantly.
Chargeback & Risk Management
Chargebacks are costly and time-consuming. I help you implement best practices to reduce disputes, respond effectively when they happen, and protect your merchant account standing.
Mobile & Contactless Payments
Accept payments anywhere — tap-to-pay, Apple Pay, Google Pay, and mobile card readers. I set up the right mobile payment infrastructure for your business model.
E-Commerce Payment Integration
Selling online? I connect your website or platform to the right payment gateway — with competitive rates, fraud protection, and seamless checkout experiences for your customers.
Recurring Billing & Subscriptions
For businesses with subscription models or recurring invoices, I set up automated billing systems that reduce manual work and improve cash flow consistency.
Understanding Your Processing Fees
Payment processing pricing can be confusing. Here's a plain-language breakdown of what you're actually paying.
Interchange Fees
Set by Visa, Mastercard, and other card networks. These are non-negotiable and go directly to the card-issuing bank. They vary by card type and transaction method.
Assessment Fees
Also set by the card networks. A small percentage charged on total volume. Also non-negotiable.
Processor Markup
This is where the negotiation happens. The markup your processor charges on top of interchange is where most businesses overpay — and where I can help you save.
Monthly & Annual Fees
Statement fees, PCI compliance fees, gateway fees, and more. I review all of these and identify which are legitimate vs. unnecessary charges.
Get a Free Rate Analysis
Send me your processing statements and I'll show you exactly what you're paying and where you can save. No obligation.
Request a Free Analysis